Most people recognise that it is wise to plan for their retirement. This is especially true for those who are hoping to retire before the usual State Retirement ages.

Putting aside a regular amount of money during your working life is usually the most appropriate method to ensure that you will have sufficient income during your retirement. Investing into a Pension Plan has historically been the most popular method of making these regular commitments. The tax advantages offered by the UK

Government provide the opportunity for your Pension Fund to grow with virtually no tax. You are also allowed to draw a percentage of you pension as a Pension Commencement

Lump Sum (PCLS) which is tax free. (NB. The levels, bases and reliefs from taxation may be subject to change).

Our advisers have experience with a wide range of retirement products and services. In the initial meetings, an adviser will complete a Financial Questionnaire, taking into account all of your assets to work together to build up a retirement fund as effectively as possible. Then, when the time for retirement comes, we will be there to guide you through the process and to make your retirement pot work its hardest for you.

Decisions that are made today can have an impact on your retirement income and lifestyle, so it's important to get the right advice. That's where we can help.

The value of your investment or pension can fall as well as rise and you may not get back the original amount invested.

The levels, bases and reliefs from taxation are subject to the individual circumstances of the investor and may be subject to future change.