Later Life Advice
What is Later Life Advice?
Typically, for clients who are 'retired' who may need advice on estate planning, care fees, equity release or advice on their pensions and investments. Our aim is to guide you safely through the complexities of later life, providing advice, information and solutions to all your later life financial needs.
Why is Later Life Advice so Important?
People are living longer and looking closer at their retirement and whether they'll have enough funds. Many people in later life have been as affected if not more by the current economic downturn as anyone else.
Managing your finances for later life is as important as it has ever been. We're here to help you manage the maze of options and products available to you.
You may need to spend some time considering retirement planning advice and we can help you do this.
Retirement Planning Advice for Later Life:
Equity Release may not be suitable for everyone.
Releasing capital from your property, will reduce the amount of inheritance that can be left and may impact the receipt of any means-tested benefits.
Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risk, ask for a personalised illustration
The Financial Conduct Authority does not regulate taxation, trust, will or power of attorney advice
Tax Treatment depends on the individual circumstances of each client and may be subject to change in the future.
A Pension is a long term investment, the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax leglisation.