Moving house is well known as being one of the most stressful times in life. However, before you even get to that stage, there are many different things that need to be in place.
To help you along in this process we have a dedicated Mortgage Adviser who is there for every stage of the journey. Having experience with every major lender, we can help you get the best deal possible with a repayment plan that is manageable. The experience we have in this market is invaluable whether you’re looking to remortgage or move house.
We can also offer an independent review of your current mortgage circumstances, including buy to let mortgages, with the aim of ensuring that you have the most appropriate mortgage to meet your needs.
Equity Release is becoming an increasingly popular way to unlock the wealth tied up in your home because homeowners are free to use the money in any way they choose. What’s more, you can stay in your home for life and need make no monthly interest payments, unless you wish to do so.
The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.
Equity Release is a way of raising money from the value of your home.
If you are in your mid 50's or older you might have paid a substantial amount off your mortgage, or be close to doing so. The value of your home may have risen considerably since you bought it, but you might still be short of money to spend or even pay your standard mortgage off.
You could be facing a pension shortfall or have to meet unexpected expenses or simply want to fund a retirement treat, equity release can be an attractive solution. It allows you to tap into the wealth you've accumulated in your property without the stress of having to move.
We can look at all your options for releasing a part of the value of your home in return for a cash lump sum, or income to spend as you wish.
Let us offer you a free initial consultation to discuss whether Equity Release is the right option for you.
Equity Release may not be suitable for everyone.
Releasing capital from your property, will reduce the amount of inheritance that can be left and may impact the receipt of any means-tested benefits.
Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risk, ask for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate that it will be £295.